Частная медицинская страховка для реабилитации

Using private health insurance for addiction rehab at The Hader Clinic

If you have private health insurance that covers rehab, you may be able to reduce the cost of addiction treatment. Depending on your level of coverage, your policy may include detox programs, inpatient rehab, and outpatient therapy. Understanding what your plan offers can help you access private rehab with fewer out-of-pocket expenses.

Пройдите самооценку или поговорите с кем-нибудь прямо сейчас, без каких-либо обязательств.

A group therapy session at our residential drug and alcohol rehab centre. Private health insurance can make rehab far more accessible and significantly reduce your out-of-pocket cost.

May cover detox, inpatient rehab, and therapy sessions

Reduces upfront costs for eligible treatments

Доступно для ветеранов и бывших военнослужащих, имеющих право на льготы

Provides access to private rehab facilities

A young woman in her twenties, with a shaved head and multiple ear piercings, smiling at the camera in a candid moment while walking around the rehab centre. If you have private health insurance, it may make residential rehab more accessible.
Understanding how private health insurance works

What does private health insurance cover for rehab?

Private health insurance may cover key addiction treatments, depending on your level of hospital or extras cover. Eligible policies can fund withdrawal care at our Geelong medical detox hospital or long-term 90-day inpatient rehab at our Essendon home. Your extras may even assist with outpatient therapy, counselling, or relapse prevention.

Some policies require GP or specialist referrals, waiting periods, or co-payments. Our team can clarify your cover, explain any out-of-pocket costs, and help you explore rehab funding options to start treatment sooner.

Мы позвоним вам в удобное для вас время, без давления и обязательств.

Почему стоит рассмотреть этот вариант?

The benefits of private health insurance for addiction treatment

Private health insurance is the most popular rehab funding option amongst our clients. It makes our holistic recovery programs far more accessible, giving you access to the medical, physical and psychological care you’ll need for long-term sobriety.

Не знаете, с чего начать? Пройдите самооценку или запишитесь на консультацию — обе услуги являются 100% конфиденциальными.

How private health insurance supports recovery

With eligible hospital or extras cover, you may access detox, rehab programs, counselling, and psychiatric care — reducing wait times and lowering upfront costs so you can begin recovery faster.

  • May cover part or all of inpatient rehabilitation costs
  • Reduces out-of-pocket expenses for eligible treatments
  • Provides access to private rehab facilities with shorter wait times
  • May include outpatient therapy, counselling, and mental health support
  • Can be combined with other funding options for additional assistance

Who is eligible to use private health insurance for rehab?

In general, people with hospital cover that includes psychiatric or addiction treatment may be eligible to claim rehab costs. It’s important to check with your insurer to confirm what’s included in your specific plan.

  • Individuals with active hospital cover that includes addiction treatment
  • Those who have completed any required waiting periods
  • Patients receiving treatment at an approved rehab facility
Мы сотрудничаем с ведущими медицинскими страховыми компаниями

Частная медицинская страховка, которую мы принимаем

Using private health insurance for addiction treatment

How to claim private health insurance for rehab

шаг
1

Review your policy

Check your hospital and extras cover to confirm which addiction treatment services are included.

шаг
2

Contact your insurer

Speak with your private health fund to verify coverage details, referral requirements, and any potential gap payments.

шаг
3

Get a referral if required

Some policies require a GP or psychiatrist referral before approving claims for inpatient rehab or detox services.

Пройдите самооценку или поговорите с кем-нибудь прямо сейчас, без каких-либо обязательств.

Понимание стоимости лечения

What costs does private health insurance cover?

Private insurance can reduce out-of-pocket costs for detox or short-term inpatient rehab at our Geelong facility. Your final rehab costs depend on your policy, excess, and provider terms. We’ll help confirm your coverage and calculate your contribution.

A diverse group of younger and older men and women in a group therapy session; there are two young women in the foreground. If you have private health insurance with Bupa, it may make residential rehab more accessible.

Let’s get you the help you need

If you have private health insurance that covers rehab, we can help you confirm your benefits and guide you through the claims process. Contact us today to discuss your options.

Пройдите бесплатную онлайн-оценку

Пройдите быстрый конфиденциальный тест, чтобы узнать, может ли реабилитация помочь вам, и изучить безопасные варианты поддержки.

Забронируйте бесплатный чат

 Запланируйте конфиденциальный звонок со специалистом в удобное для вас время.

Позвоните нам сейчас

 Немедленно обратитесь к кому-нибудь за советом и поддержкой.

Отзывы и впечатления клиентов

Testimonials from our clients

Read real stories from those who have successfully navigated their recovery journey.

Признанный опыт в лечении зависимостей

Наши аккредитации

Клиника Hader — это полностью аккредитованное учреждение по лечению зависимостей с более чем 20-летним опытом работы. Мы известны высоким качеством лечения как в частных, так и в государственных реабилитационных программах.

Где можно получить поддержку

Наши объекты и местоположения

The Hader Clinic offers two specialised treatment settings: hospital-based detox in Geelong and residential rehab in Essendon. Geelong provides 24/7 medical care to support safe withdrawal, while Essendon focuses on structured therapy, counselling, and holistic support. Together, they offer a flexible and comprehensive approach to lasting recovery.

Программа стационарной реабилитации и программа переходного жилья

Эссендон
150-152 Cooper St, Essendon VIC 3040

Больничный реабилитационный центр для 28-дневной программы абстиненции и детоксикации

Джилонг
6-8 Townsend Road, Сент-Олбанс-Парк, Виктория 3219
Сделайте первый шаг к выздоровлению

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Starting addiction treatment can feel overwhelming, but you don’t have to figure it out alone. Our team is here to listen, answer your questions, and help you understand your options. A personalised assessment can give you clarity on the right path forward and the funding solutions available to you. Reach out today—we're ready to support you.

Поговорите с тем, кто вас понимает

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Часто задаваемые вопросы

How do I know if my private health insurance covers rehab?

Determining whether your private health insurance covers rehab starts with reviewing your hospital cover for psychiatric, drug, and alcohol treatment benefits. Some policies offer full coverage, while others may only cover certain aspects like detox or inpatient care. Checking the fine print of your policy is important, as some insurers have waiting periods, restrictions, or specific eligibility criteria.

If this process feels overwhelming, you’re not alone. Many people find insurance policies confusing, which is why our team is here to help. We can walk you through your policy details, clarify what’s covered, and explore other funding options if needed.

Does private health insurance cover all rehab costs?

Coverage depends on your insurer, policy type, and level of cover. Some plans fully cover inpatient rehab, medical detox, and therapy, while others require gap payments for certain services. Even if your plan provides coverage, you may still need to contribute towards accommodation fees, specialist services, or extended treatment stays.

If your policy does not fully cover rehab, you don’t have to navigate this alone. We can help you understand your expected costs and explore additional funding options to make treatment more affordable.

Do I need a referral to use private health insurance for rehab?

Some insurers require a GP or psychiatrist referral before approving claims for detox, inpatient rehab, or mental health-related addiction services. This is to ensure the treatment is medically necessary and aligns with your policy’s criteria.

If you’re unsure whether a referral is required, start by checking your policy or calling your insurer. If a referral is needed, we can guide you through the process and help you connect with the right healthcare professionals.

Can I combine private health insurance with other funding options?

Yes — if your private health insurance doesn’t cover the full cost of rehab, you can combine it with other funding sources like superannuation, structured payment plans, or self-funding.

If your coverage leaves a gap in funding, we can explore options tailored to your financial situation and help you access the treatment you need without unnecessary stress.

Есть ли какие-либо расходы из собственного кармана для ветеранов в клинике Hader?

Нет. Если у вас есть действующая золотая или белая карта DVA Health Card, лечение от зависимости полностью оплачивается. Это означает, что вам не нужно будет ничего платить из собственного кармана за утвержденные услуги, и никаких скрытых платежей не будет. Мы хотим, чтобы вы сосредоточились на выздоровлении, а не беспокоились о стоимости.

What if I don’t have private health insurance?

If you don’t have private health insurance, you still have options to access addiction treatment. Many people without insurance choose to fund rehab through self-funding, structured payment plans, or government-assisted programs like NDIS or DVA.

If you’re unsure about the best way to finance treatment, our team can help you find a solution that works for your circumstances. Your recovery is important, and we’re here to support you in taking the next step.