Private Addiction Treatment With Health Insurance

WHO WE WORK WITH

The Hader Clinic works with all private funds that offer insurance coverage for residential or outpatient rehab, including Bupa, Medibank, CBHS, NIB and more.

CAN I USE HEALTH INSURANCE FOR SUBSTANCE ABUSE TREATMENT?

We are fortunate in Australia to be able to use a variety of public health care services like doctors and hospitals. Many of these can be accessed without charge, making us the envy of the world.

However, specialist medical services such as inpatient drug rehabilitation for drug or alcohol addiction are typically privately-run, often requiring out of pocket payments to meet the cost of using them.

Rehabilitation clinics and treatment facilities are considered one of the most affordable ways to get back on your feet. For $14,750 you can live in rehab for 28 days and receive comprehensive care that includes accommodation as well as psychological treatment and detox support.

This kind of fee is beyond the financial means of most individuals. However, private health cover can fund rehabilitation treatment fully or partially.

Our programs

The Hader Clinic explains how addicts are not able to predict how much they are going to use once they start using or control their use.

DO ALL HEALTH INSURERS COVER DRUG AND ALCOHOL REHAB?

Not all health insurers provide full coverage for drug and alcohol rehab. Some cover outpatient services but not residential stays, while others restrict their coverage to their high-tier plans.

Private insurers, like Medibank and Bupa, are more likely to help cover the cost of inpatient rehabilitation for addiction. Public insurers typically cover more affordable outpatient services, like access to psychologists, occupational therapists and in-home care providers. Both inpatient and outpatient programs can be effective as long as they provide holistic, patient-tailored and evidence-based therapies.

If you’re struggling to afford a stay with us, we still encourage you to get in touch. We’ll gladly offer you advice and contacts to help you or your loved ones get on the sober path.

UNDERSTANDING HOW PRIVATE HEALTH INSURANCE COVERS REHAB

Rehabilitation clinics and treatment facilities are considered one of the most affordable ways to get back on your feet. For $18,200, you can live in rehab for 28 days and receive comprehensive care that includes accommodation, psychological treatment and detox support. Our outpatient services, which include weekly counselling and a 24/7 crisis hotline, are available at $295 per week.

Private health coverage can fund rehabilitation treatment fully or partially if you have cover for inpatient hospital psychiatric services. Insurers typically reserve this level of coverage for top-tier members, with psychiatric health insurance starting at around $200 per month for inpatient treatment.

We’ve done our best to make our inpatient and outpatient services as accessible as possible, but we appreciate that our rehab costs may still not be low enough for some, even with insurance. As always, we encourage you to get in touch so that we can guide you towards alternative avenues for help.

Does Medicare cover alcohol rehab?

There is no specific coverage for drug and alcohol addiction under Medicare, but you may still be able to get help. The Better Access initiative can provide some mental health support with ten sessions. To be eligible for this support, you will need to see your GP and they will assess your situation.

Is alcohol rehab covered by insurance?

Some private health insurance policies do not always cover alcohol addiction treatment. So before you choose a policy, make sure you compare different health funds so that you are aware of what is and is not covered. This way, you won't be surprised if you need to use your policy for alcohol addiction treatment and find out that it's not covered.

What is the best insurance for rehab?

There is no "best" insurance provider for rehab. Different insurance companies offer different policies, and it's important to compare health funds to find one that meets your individual needs. Critical factors to consider include whether the policy covers inpatient or outpatient treatment, research-based therapies, and what out-of-pocket costs you'll be responsible for.

Other factors, such as upper coverage limits and pre-existing condition exclusions, can also be important considerations. Speak with a knowledgeable insurance agent or therapist to learn what might be best for you.

How much do alcohol and drug rehab cost?

The cost of a rehab treatment program depends on the particular physical, psychological and emotional needs of each patient.

Some rehab programs are more expensive than others because they offer more luxurious accommodations or individualised care. However, most reputable rehab facilities will not leave patients with unmanageable bills.

Many people receive insurance benefits that cover a large portion of the cost of drug or alcohol rehab. Additionally, several government-funded programs are available for those who cannot afford to pay for treatment privately.

Private organisations such as Alcoholics Anonymous and Narcotics Anonymous also often provide financial assistance to those in need. Ultimately, the best way to determine how much rehab will cost is to contact a facility directly and ask for a breakdown of their rates.

Do you have to pay to go to rehab?

There are different types of rehab programs, and some may be offered at no cost to the participant. However, generally speaking, most rehab programs require participants to pay a fee. Rehab is a very costly endeavour, and the facilities need to charge participants to cover their costs.

The best rehabs are often those that are most expensive. This is because they offer the highest level of care and have the best success rates. So, if you or a loved one are looking for the highest possible chance of overcoming addiction, it’ll likely involve incurring costs.

Does insurance pay for inpatient rehab?

Most insurance companies will cover inpatient rehab to some extent. However, coverage varies widely from one insurer to the next, so it's important to check with your provider to see what is covered under your specific plan.

Some common features of inpatient rehab that are often covered by insurance include detoxification, individual and group therapy, and educational classes. However, some out-of-pocket costs may depend on your particular plan, so it's always best to check with your provider in advance.

Dyahayu S

My brother in law was an ice addict for 5 years. We found The Hader Clinic through searching online on google. We called the clinic and made an appointment. The staff was helping us a lot to understand better about an addict. My brother in law did the ninety days program and has been cleaned ever since. The staffs are very helpful and I really recommend The Hader for your love one.

Graeme A

Over the past 2 years I have referred 3 clients to The Hader Clinic and all of them successfully completed the program and are now back and getting on with their lives. The team are caring professionals who understand addiction.

Peter E

I struggled with drug addiction and many other addictive behaviours for the majority of my life and I couldnt see a way out of that life style, I thought I was destined to be like this for ever. This wasn't until I went to The Hader Clinic 22 and half months ago where they provided me with a safe environment to deal with my drug addiction and life struggles I had been experiencing. Having other clients who have go through similar struggles as I was experiencing, this really helped me identify that there are people out there with the same struggles I've been having who could help me.The constant support I received from the professionally trained support staff and professional counselors I was able to see a new way of life for the first time in my life, A life without out drugs and alcohol seemed possible. Thanks to The Hader Clinic after doing 1 year of treatment which consisted of 3 months of residential treatment and 9 months of a half way program Ive got a new out look on life and I've been clean from all mood and mind altering substances since entering treatment 22 and half months ago.

Jake M

I learnt at The Hader clinic that i needed to set boundaries with my loved one and their addiction. I could stop enabling and being part of their addiction, separating my love for them and my disgust in the addiction. the Hader clinic gave us as a family a clear pathway to recover as an entire family and my partner who spent 10 years slowly destroying himself and his family - is now 3 years clean, working full-time and most importantly a great dad. Thanks to the team at the Hader Clinic. We are all very grateful.

Ineke R

The Hader Clinic taught me how to maintain recovery not just get clean. After 15 years battling addiction I’d given up on treatment services and I’d given up on myself. I’d been in several reputable rehabs which helped me to clean up for a while but it never lasted. When I got to Hader I was out of ideas. Their program saved my life. And helped me fundamentally change my life. Through a tough program, led by staff who’ve all lived the horrors of addiction, I was forced to finally confront my demons. They loved me through the pain and then showed me a way out of the isolation of my addiction. Most of all I got a new perspective on the journey of recovery and what it really takes to live life again after addiction. Forever indebted to the Clinic for its gift of recovery.

Zara M

12 months ago our family had run out of options. Our daughter had been addicted for years and we had tried everything to help her. We feared the worst was going to happen at anytime. A late night phone call to The Hader Clinic changed all our lives. Our daughter was admitted the next day and spent 3 months in The Hader program. 12 months on and we just celebrated a year clean and sober!! Thank you to the team at The Hader Clinic.

Trish

I came into the Hader Clinic emotionally & physically exhausted & at my lowest point in life. With the love & support of my family especially my brother they wanted the best possible treatment for me as a struggling addict and found the Hader Clinic. I did intensive treatment for 3 months at the Women’s retreat & continued therapy at a transitional accommodation for another 3 months. It was tough because I dealt with raw emotions & feelings that I usually would suppress with my addiction. In the 6 months that I was at the Hader Clinic I participated in my treatment with the support & help of the staff & the community. It’s not easy & there will be many challenges where it will bring the best & the worst in you...however it’s worth fighting the demons within you. It’s a life changing experience. I’ve learnt to build a solid foundation & been clean 2 years & 10 months continuing...no amount of money can replace that. My loved ones have me back in their life’s.. more understanding with gratitude in my heart. Thank you again to the staff & community at the Hader Clinic.

Jade M

This place saved my life. 7 years clean today!! Couldn't have done it without starting out at Hader. It may seem challenging at first, but this program works - long term! I am living proof of this. Thank u again

Renee R

I cannot recommend The Hader Clinic enough. This is the rehab I chose when my husband was struggling with drug addiction. The support, professionalism and respect shown to both my husband and I is second to none. I cannot thank this place enough. 2 years on, not only has my husband gained a clean start at life again but has also found lifelong friends and a fantastic support network to help him continue on this path. Well done to all the staff. Results and success rates speak for themselves.

S K

A fantastic Rehabilitation Program aimed at targeting all the main factors that contribute to addiction - Mental, Physical and Spiritual. The program provided is run by a highly trained and professional staff. The retreat at Bacchus Marsh provides clients with a calm and serene atmosphere to carry out their healing journey with others in the Therapeutic Community. They also have another community in another major centre of Victoria, which is closer to the central hub. All staff who work for Raymond Hader have personal experience with addiction - which means that they bring to the table a depth of empathy and understanding that it is hard to find anywhere else. Treatment outcomes are extremely good and the Clinic provides extensive family support so that the clients and families affected can all heal together. One of the most important factors relating to any treatment of drug and alcohol addiction is after-care. Specifically - the period immediately after the 90 day stay at the retreat. Raymond Hader offer various exceptional after-care treatment options to suit the needs of everyone. The 12 step model of recovery has been proven to be extremely effective world-wide. Alcoholics Anonymous and Narcotics Anonymous both have a worldwide cultivation of meetings - creating a network of support for any recovering addict/alcoholic to draw strength from anywhere in the world. On top of all of that, your initial consultation is free. If you or someone you know wants to use drugs - that is their business. If you or someone you know needs help to stop - Hader can help.

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Drug addiction

Can private health help pay for detox?

Does private health cover inpatient treatment for addiction and rehab? Find out what level of cover you need and how you can fund your addiction treatment with The Hader Clinic.

What are the signs of alcohol addiction?

Wondering if you are addicted to alcohol? The Hader Clinic provides a range of programs and treatments to suit you. We believe in long-term addiction recovery and are here to help you.