Flexible payment options for addiction treatment

Payment plans for addiction treatment

If you need immediate access to addiction treatment but cannot afford the full cost upfront, our flexible payment plans provide a manageable way to fund your recovery. This option allows you to start treatment right away while spreading the cost over time.

Take a self-assessment or speak to someone now, with no pressure to commit.

A couple are speaking to an advisor about payment plans for rehab. Our payment plans can make rehab far more accessible for you or your loved ones.

Start treatment without full payment

Manageable instalments to fit your budget

No upfront lump sum required

Flexible options tailored to your situation

A small group therapy session for substance use recovery. The residents are sitting in a circle, and we can only see their hands, not their faces, to protect the privacy of this group.
Making treatment more accessible

How payment plans work

Payment plans allow you to break down the cost of addiction treatment into smaller, more manageable payments rather than paying the full amount upfront. Repayments can be made weekly, fortnightly, or monthly. As a guide, a 90-day inpatient program could be paid off over a 3-6 month period, depending on your income and circumstances. This funding option is ideal for individuals who do not have immediate funds but need urgent access to detox, rehabilitation, or outpatient care.

We offer customised payment plans that are structured based on your financial situation. Our team will work with you to determine an affordable instalment schedule, ensuring that you can focus on recovery without the added stress of a large financial burden.

A deposit of $1,990 is required to secure your place in the program. Once the deposit is paid, the remaining balance can be covered through your approved payment plan.

We’ll call it when it suits you, with no pressure to commit

Why consider this option?

The benefits of payment plans

Our payment plans remove upfront financial pressure by allowing you to spread the cost of treatment over time. With just a deposit, you can access detox, residential rehab, or outpatient services immediately. Each plan is tailored to your financial circumstances, so you can focus on recovery without taking on debt or applying for credit.

Unsure where to start? Take a self-assessment or book a time to chat – both are 100% confidential.

How payment plans can help

Flexible payment plans allow you to begin treatment immediately while maintaining financial stability.

  • No need to delay treatment due to financial constraints.
  • Payments are structured to align with your budget.
  • No reliance on credit cards, loans, or external financing.
  • Available for detox, inpatient rehab, and aftercare programs.
  • Transparent terms with no hidden fees or penalties.
  • Designed to reduce financial stress during recovery.

Who is eligible for a payment plan?

Payment plans are available to individuals who require financial flexibility to access addiction treatment. Our team will assess each case individually to determine eligibility.

  • Must have a stable income or financial support to meet instalments.
  • Must agree to the terms of the payment schedule.
  • Payment plans must be approved before treatment begins.
We work with leading health insurers

Private health insurance we accept

How to apply

A step-by-step guide to payment plans

step
1

Speak with our team

Contact us to discuss your treatment options and determine if a payment plan is suitable for you.

step
2

Set up a payment schedule

We’ll work with you to create a customised instalment plan that aligns with your financial situation.

step
3

Begin your recovery

Once your payment plan is approved, you can start treatment without delay.

Take a self-assessment or speak to someone now, with no pressure to commit.

Understanding treatment costs

Paying in instalments can ease your financial load

Your fee includes all essential program elements, such as accommodation, meals, and care. The total cost depends on the level and length of treatment. We’ll help you create a payment plan that fits your situation and budget.

A group therapy session with male and female residents sitting in a circle, joined by a therapist. The faces are out of focus.

Get started with a payment plan

Find out if you’re eligible for a payment plan and take the first step toward recovery. Contact us today to discuss your options.

Take a free online assessment

Take a quick, private quiz to see if rehab could help and explore safe support options.

Book a free chat

 Schedule a confidential call with a specialist at a time that suits you.

Call us now

 Speak to someone immediately for guidance and support.

Real recovery stories

Client experiences and testimonials

Many people have accessed treatment through flexible payment plans, allowing them to focus on recovery without financial stress. Read real stories from those who have taken the first step with The Hader Clinic.

Recognised expertise

Our accreditations

The Hader Clinic is a fully accredited addiction treatment provider with over 20 years of experience. We uphold the highest standards of care, ensuring every patient receives professional, evidence-based treatment.

Where treatment is available

Our facilities and locations

Our flexible payment plans give you access to both of our treatment locations — hospital-based detox in Geelong and residential rehab in Essendon. Whether you’re starting with short-term inpatient care or committing to a longer recovery program, we’ll work with you to find the right setting and structure without upfront financial stress.

Inpatient Rehabilitation Program and Transitional Housing program.

Essendon
150-152 Cooper St, Essendon VIC 3040

Hospital Rehabilitation Centre for 28-Day Withdrawal & Detox Program.

Geelong
6-8 Townsend Road,St Albans Park VIC 3219
Book an assessment

Start your recovery journey

Our team is here to help you explore payment plan options and begin treatment as soon as possible.

Speak to someone who understands

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Frequently asked questions

Does my rehab treatment stop if I miss a payment?

No — missing a payment doesn’t automatically stop your treatment. We understand that financial stress can be part of what brings someone to rehab in the first place. If you’re having trouble keeping up with your payment schedule, please speak with us early. We’ll work with you to find a solution, whether that means adjusting your payment plan or exploring other support options. Our priority is keeping you in treatment and helping you stay on track with your recovery.

Can I use a payment plan with private health insurance or government funding?

No — payment plans are only available for self-funded clients. If you're using private health insurance or receiving support from programs like NDIS, DVA, or Ngwala Willumbong, a payment plan may not be applicable. If you're unsure which funding option suits your situation, our team can help guide you.

Can I combine a payment plan with early superannuation access?

Yes, many clients choose to use superannuation to pay for part of their treatment, then cover the remaining balance through a payment plan. This can help reduce out-of-pocket costs and make treatment more manageable. We’ll help structure a plan that fits your funding sources and financial needs.

How do I apply for a payment plan?

Applying for a payment plan is simple. Our team will assess your financial situation and work with you to create an affordable repayment schedule. Once approved, you can begin treatment immediately.

If you need urgent help, we may be able to arrange same-day emergency admission. Once your deposit is paid, we’ll work quickly to get your payment plan approved so treatment can begin without delay.

What are the repayment terms?

Payment plans are customised based on individual financial situations. Instalments may be weekly, fortnightly, or monthly, depending on the agreed terms.

Can I change my payment plan later?

Yes, we understand that circumstances can change. If you need to adjust your payment schedule, contact our team, and we’ll work to find a solution that suits you.

What happens if I miss a payment?

If you miss a payment, we encourage you to contact us as soon as possible. We will discuss options to help you stay on track and continue your recovery without disruption.

Do payment plans cover all treatment programs?

Payment plans can be used for detox, inpatient rehabilitation, and outpatient services. Our team can provide details on what options are available for your specific needs.