Finding support for addiction recovery

How low-income earners can access rehab at The Hader Clinic

The cost of rehab shouldn’t be a barrier to getting the help you need. If you or a loved one is struggling with addiction, there are funding options and support programs that can make treatment possible, even without private health insurance or large upfront payments. At The Hader Clinic, we believe everyone deserves access to quality care, no matter their financial situation.

Take a self-assessment or speak to someone now, with no pressure to commit.

A therapy session held at a residential facility for drug and alcohol use recovery. Our funding options make it possible for low-income earners to access excellent care.

Support is available to find the right solution

Government support programs can help

Flexible payment plans make treatment more accessible

Compassionate care designed to support long-term recovery

A resident sits in a group therapy session, with a female resident to his right and a female therapist to his left. He’s speaking to the group.
Making sense of your funding options

How low-income earners can access rehab funding

If you’re worried about finding affordable rehab, we’ll be glad to help you find cost-effective ways to pay for your recovery at The Hader Clinic. The Australian government, non-profit organisations, and financial assistance programs all offer support for people seeking help for addiction.

Here’s how you can start:

  • Check for government-funded rehab programs: Some public rehabilitation services offer free or low-cost addiction treatment, depending on eligibility.
  • Look into concession-based support: Health Care Cards and Pensioner Concession Cards can help reduce healthcare costs.
  • Consider flexible payment plans: The Hader Clinic offers structured payment plans to help spread out the cost of treatment.
  • Explore other funding options: Programs such as NDIS, superannuation access, and veterans’ support may be available to assist with rehab costs.

We can offer you a payment plan that staggers out your payments, and we may be able to offer discounts or specialist pricing for hardship cases and extended stays. These options make our highly successful 90-day residential rehab program far more accessible. Let us know what your financial situation is, and we’ll help you find a solution.

We’ll call it when it suits you, with no pressure to commit

Exploring financial assistance options

What support is available for low-income earners?

Low-income earners may qualify for government concessions, hardship-based funding, or discounted program rates. We offer tailored support for those unable to afford private treatment, which may include exploring superannuation access, structured payment plans, or referral to external funding bodies. 

Unsure where to start? Take a self-assessment or book a time to chat – both are 100% confidential.

Government-funded and concession support

Government and concession-based funding can help reduce the cost of rehab. These programs provide financial relief through subsidised treatment options, discounted healthcare services, and access to essential addiction support.

  • State & Territory Public Rehab Services: Each state offers public rehab programs that may be free or heavily subsidised for eligible individuals.
  • Health Care Cards & Pensioner Concession Cards: These provide discounts on prescription medications and some healthcare services.
  • Medicare-supported services: While Medicare does not cover private rehab, it may subsidise GP visits, mental health care plans, and addiction-related medications.

Other funding options for rehab

If public rehab programs are not the right fit, you may still have options for entering private rehab at The Hader Clinic:

We work with leading health insurers

Private health insurance we accept

Your next steps

How to find the right funding option for your rehab stay

step
1

Speak with our team

Our in-house financial support team can help with tailored payment plans and financial support applications.

step
2

Apply for financial assistance

If you qualify for government or alternative funding, we’ll guide you through the application process to ensure you get the support you need.

step
3

Begin your recovery

Once funding is secured, we’ll help you take the next steps toward starting your rehab program, ensuring a smooth and supported transition into treatment.

Take a self-assessment or speak to someone now, with no pressure to commit.

You shouldn’t have to choose between money and care

What to expect when self-funding rehab

Your fee includes full program support: holistic therapy, chef-prepared meals, and 24/7 care. Costs vary, but we’ll help you access payment plans or community support to ensure you’re not left behind.

A group therapy session for inpatient residents. An older female therapist is speaking to the group about the challenges and rewards of addiction recovery.

Take the next step

Getting the right support shouldn't depend on your financial situation. We’re here to help you find a funding solution that works for you. Take the next step today.

Take a free online assessment

Take a quick, private quiz to see if rehab could help and explore safe support options.

Book a free chat

 Schedule a confidential call with a specialist at a time that suits you.

Call us now

 Speak to someone immediately for guidance and support.

Real stories, real change

Client stories and testimonials

Recovery is possible, no matter your financial situation. Many of our clients have accessed rehab through flexible funding options, and their stories show that help is within reach.

Our commitment to quality care

Accreditation and standards

We meet strict accreditation requirements, ensuring every patient receives professional, evidence-based treatment in a safe and supportive environment.

Recovery in a safe and welcoming environment

Our facilities and locations

We offer two dedicated settings to support recovery at different stages. In Geelong, our private hospital provides a safe environment for medically supervised detox. In Essendon, our residential rehab offers a structured daily program with therapy, counselling, and holistic care. Both locations are focused on making high-quality treatment as accessible and effective as possible.

Inpatient Rehabilitation Program and Transitional Housing program.

Essendon
150-152 Cooper St, Essendon VIC 3040

Hospital Rehabilitation Centre for 28-Day Withdrawal & Detox Program.

Geelong
6-8 Townsend Road,St Albans Park VIC 3219
Get expert guidance

Speak to our team for an assessment

If you’re unsure about your funding options, we’re here to help. Contact us today to discuss how we can make treatment accessible to you.

Speak to someone who understands

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Frequently asked questions

What financial aid programs are available for low-income earners?

If you're experiencing financial hardship, you may be eligible for help from a range of external organisations. These include:

  • Good Shepherd: No Interest Loans (NILS)
  • StepUp Loans: Low-cost loans for essential healthcare
  • The Salvation Army, Vinnies, Mission Australia, and Red Cross Australia: Emergency relief and support
  • Centrelink: Financial hardship assistance
  • Anglicare Victoria: Counselling and emergency aid
  • State Government concession and rebate programs

These services may help with some of the costs associated with addiction treatment. Our team can guide you toward the right options for your situation.

Can I get help if I don’t qualify for private health insurance or public rehab?

Yes. If public rehab isn’t the right fit or you don’t have private insurance, we offer flexible payment plans and can help you apply for superannuation access or external financial assistance. We'll work with you to find a funding path that suits your situation, so you can still access high-quality private care.

Do all types of funding apply at both Hader Clinic locations?

No, not every funding option applies to both facilities:

  • Geelong (Hader Private Hospital) accepts private health insurance, superannuation, and self-funding.
  • Essendon (Hader Rehab) accepts superannuation and self-funding only. Private health insurance is not accepted here.

If you're unsure which location fits your funding type, our team can help guide you.

Can I access drug rehab if I don’t have savings?

Yes. If you don’t have savings, there are still ways to access drug rehab. Government-funded programs provide free or subsidised treatment, and The Hader Clinic offers flexible payment plans. You may also qualify for NDIS, superannuation access, or DVA support to help cover rehab costs.

What public rehab options are available for low-income earners?

Each state and territory has government-funded rehab services, including public detox programs and outpatient addiction support. Availability varies, and wait times can be long. If you need immediate help, we can assist in finding public rehab or exploring alternative funding options.

Can I use government funding for alcohol rehab at The Hader Clinic?

While Medicare does not cover private alcohol rehab, NDIS, DVA, and superannuation access may help fund treatment. We can help determine which funding options apply to your situation.

How do I know if I qualify for financial assistance?

Financial assistance depends on your income, living circumstances, and eligibility for support programs. You may qualify if you:

  • Hold a Health Care or Pensioner Concession Card.
  • Receive Centrelink payments or other government assistance
  • Can provide proof of financial hardship or low income
  • Are willing to complete a financial assessment with our admissions team

We’re here to help you understand what you’re eligible for and how to apply.

What’s the first step if I need rehab but can’t afford it?

The first step is reaching out for help. Speak with our team, a GP, or an addiction counsellor to discuss your options. We can help you explore payment plans, government-funded programs, and financial assistance to make rehab possible.